Bitcoin-backed loans made simple.

Borrow as low as 9.99%* with no credit checks.

Borrow against your Bitcoin or Ethereum with confidence.
SOC 2 audited. Secure custody. Human support.

Apply now
CryptaLend app showing active loans

Trusted custody. Transparent lending.

Loan calculator

See what you can borrow with our crypto-loan calculator

($0 USDC)

Loan amount 0 USDC
Term Up to 5 yrs
Rates starting at* 7.00%
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Why CryptaLend?

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CryptaLend crypto-backed loans deliver compliance, custody, clarity, speed, and service—the five advantages that de-risk your decision.

Trusted.

World's only CSA-approved crypto-backed lender. FINTRAC & FinCEN registered, SOC 2 compliant.

CSA/ACVM FINTRAC FinCEN

Flexible as a line of credit.

Market-leading flexibility: 3-60 month terms, the highest origination at 85% LTV and 90% liquidation. Repay early or redraw at anytime.

LTV: 85%

How do Bitcoin loans work

Apply in minutes

Use your email, choose from 3 to 60-months term, at an LTV ratio of 10%-85%. Submit your documents, and get pre-qualified.

Apply now

Approve & deposit

Get approved fast, e-sign your loan agreement, then send your crypto to your secure and dedicated CryptaLend wallet.

Get funded fast

Receive your loan funds directly to your bank account or crypto wallet within 24 hours of approval.

🟠 BTC $80,197.65 🔵 ETH $2,876.60

My loans

Loan L_6d57 Active
54% LTV
65K USDC 0.408 BTC
1,797.48 USDC Monthly payment
CRYPTO-LENDING GUIDES

Bitcoin-backed loans: What smart borrowers need to know in 2026

The rules are changing fast. Get the insider guide to safer rates, lower risk, and the strategies experienced borrowers use to avoid costly mistakes.

Read the guide
Bitcoin coins
For retail borrowers

Cash out without cashing in your Bitcoin

Borrow against your Bitcoin or Ethereum with a low, fixed APR on a CSA-compliant platform—no selling, no credit checks, no rehypothecation.

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Mobile banking
Modern office building
For high-net-worth individuals, family offices, and corporate treasuries

Institutional-grade lending, minus the friction

Access seven-figure liquidity without leaving cold storage or compromising visibility. Fully CSA-compliant and insured, with fixed-rate loans designed for control, transparency, and peace of mind.

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No credit checks.

Your crypto is your collateral. Your credit score stays untouched.

Borrow request

Awaiting collateral — 0 of 0.40843 BTC received.

Easy to use.

Onboard, verify, and borrow fast—no paperwork, no ping-pong.

Financial assessment Edit
Suitability Edit
3 Loan summary

On-chain proof of reserves.

Segregated and insured cold storage custody that's visible on-chain 24/7.

Blockchain.com

CryptaLend

🔑 Bitcoin Address bc1qc7...936
Bitcoin Balance 0.408 • $115,445.57